Unlocking growth through

smart instalments

Cocoon powers growth for our merchant partners through smart instalment payments, built on Open Banking technology.
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Our Story

At Cocoon, we help businesses provide smart instalment plans to their customers. We've combined tech, product and risk expertise to bring an innovative product to market that delivers results for our partners.

Our Mission

Cocoon was started with a simple mission in mind: use technology to open up interest-free instalment payments to more consumers, both increasing financial inclusion and growing revenues for our merchant partners.


Cocoon is built around Open Banking technology that has only recently been available. This technology provides new sources of data for superior decisions, automation and new opportunities for growth.

Rubber Gloves

We were engaged by a leading UK supplier of private healthcare as their finance acceptance rates were low and this was harming their ability to unlock growth. They tasked Cocoon with helping them increase the number of consumers that could be offered instalments. Cocoon's solution enabled them to realise an additional >£350k in sales over an 8-month period (inclusive of the UK Covid lockdown).




Our innovative platform enables our merchant partners to manage their acceptance criteria, maximise their revenue and optimise for their business model. We give you all the tools to do this, all underpinned by Open Banking technology and data.


Cocoon's platform enables businesses to automate their customer's instalment payment plans - from deciding what customers to accept through to managing the payments. This gives more time to focus on growing your business and serving your customers.


For more information please call 020 3488 5682 or complete the form below and one of the team will get in contact

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