A fintech lending platform without a lender
Cocoon gives businesses the capability to offer point of sale finance without the need to work with lenders.
We accelerate growth for our merchants by giving them the capability to serve more customers.
A platform that gives businesses the capability to offer instalment finance at the point of sale
Cocoon harnesses open banking technology to serve 'thin file' consumers that are currently excluded by mainstream providers.
Cocoon provides a more cost-effective solution, as you are able to serve more customers at reduced rates compared to other providers.
Cocoon allows merchants to tailor the solution to their risk profile so that we maximise revenue in the most profitable way possible.
Our solution is designed for businesses to offer 0% interest finance to customers over less than 12 months, meaning no FCA regulation is required.